What is the advantage of having condo insurance in Ohio?

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If you are looking for a new place to live in the Uniontown, OH area, getting a condo can be a great option to consider. There are a lot of benefits that come with condo ownership, which can include having a stable and consistent place to live without having the same maintenance obligations that come with owning a single-family property. If you do get a condo, you also need to have condo insurance for a variety of reasons. 

Comply with Agreements

You will need to get condo insurance to ensure you remain in good standing with all requirements. Those that are going to buy a condo will more than likely take out a mortgage. When this happens, you need to follow any regulations set by your lender, which will include getting condo insurance. Further, you will need to have coverage to meet standards that are set by your home association. 

Protect Yourself

It is also a good idea to get condo insurance to ensure you are able to protect yourself. There are a lot of risks that can come with owning a condo. These can include the risk of damage to your dwelling or personal assets or being named liable for damages in an accident. In either situation, you can benefit by having a condo insurance plan as it will give coverage to help mitigate these risks. 

Reach Out To Us

It is always important that you get a proper condo insurance plan for your home in the Uniontown, OH area. When you are ready to start looking for coverage, you should call our professionals with Bonvenuto Financial Group LLC. At Bonvenuto Financial Group LLC, we understand the value of this coverage and will provide any support that you need to create a plan that will meet your needs. 

Reasons why every parent should have life insurance

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Every parent in the Uniontown, OH area wants to make sure that their family is taken care of in the event of an unexpected tragedy. Life insurance is an essential part of making sure that your loved ones are financially secure, no matter what. Here are some reasons why we at Bonvenuto Financial Group LLC think every parent should have life insurance.

Why Life Insurance

1. To Provide Financial Security:

The most important reason for getting life insurance is to provide financial security for your loved ones in the event of an unexpected tragedy. Life insurance can help replace lost income and cover expenses like medical bills, funeral costs, mortgages, or other debts. 

2. To Cover Final Expenses:

Funeral costs can be expensive, and life insurance can help cover them so that your family isn’t left with a large burden after your death. 

3. To Leave Behind a Legacy:

Life insurance can give you the peace of mind that comes from knowing that you are leaving behind something tangible for your children or grandchildren when you pass away. It also gives you the opportunity to leave behind a legacy by donating to charities or other causes that are important to you. 

4. To Protect Against Risk:

Life insurance provides protection against potential risks such as disability, injury, or illness that may prevent you from earning an income and providing for your family. 

We Are Here To Help

Having life insurance is essential for any parent who wants to make sure their family is taken care of in case something happens to them unexpectedly. It can provide financial security, cover final expenses, leave behind a legacy, and protect against potential risks so that your loved ones are taken care of.

For more information, call us at Bonvenuto Financial Group LLC today. We proudly serve the Uniontown, OH area.

Ohio Commercial Insurance: Know Your Rights and Limitations

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Seasoned business owners know that having the best commercial insurance policy is the best way to protect their Ohio-based businesses from the devastating financial effects of unforeseen circumstances like accidents, property damage, or lawsuits filed against them.

Bonvenuto Financial Group LLC in Uniontown, OH can help you choose the best policy for your needs. 

Rights and Limitations for Commercial Insurance 

Right #1. – You have the right to choose the best commercial insurance policy that meets your business’s unique needs. 

Limitation: Beware of limited policy options that don’t include the coverage you want or need. 

Right #2.- You can have more than one type of commercial insurance from the following available insurance types.

  1. General Liability Insurance – covers a wide range of insurance-related claims against lawsuits, legal claims, personal injuries, property damage, and more. 
  2. Property Insurance – most Ohio commercial property insurance options have provisions for property damage, business interruption, equipment breakdowns, liability, and additional coverages. 
  3. Workers Compensation Insurance – this employment-based insurance helps protect business owners and employees in the case that they are injured on the job. This insurance may be legally required for large Ohio employers. 
  4. Specialized Commercial Insurance: get specialty commercial insurance coverage to meet your business’s individual needs. Ask an agent for specifics about special coverages. 

What Do Ohio Commercial Insurance Policies Typically Cover?

Commercial insurance policies cover a wide range of business-related expenses that could ordinarily put a small business owner out of business. 

  • Property Damage
  • Bodily Injury
  • Product Liability 

Talk to a licensed insurance agent, Bonvenuto Financial Group LLC in Uniontown, OH to learn about specialty commercial coverage for your Ohio-based business.  

Get Commercial Insurance in Ohio

The expert insurance agents at Benvenuto Financial Group can answer your questions and help you choose a policy. 

The Importance of Having Your Roof Inspected After the Winter Months Are Over

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It is recommended that you have your roof inspected at least once a year. If you live in a region that has freezing winters filled with ice and snow, it is strongly recommended that you have a roof inspection completed after the winter months are over. Here at  Bonvenuto Financial Group LLC, providing home insurance to the greater Uniontown, OH region, we want to help our customers care for their homes. 

The Importance of Having Your Roof Inspected After the Winter Months Are Over

The winter months can be rough on your roof. Ice and snow can weigh on your roof, damaging the roofing materials themselves, as well as the trusses and supports that hold up the weight of your roof. If storms caused damage to your roof, you may be able to file a home insurance claim to recover some of the costs associated with the repairs.

And even if the costs cannot be covered by home insurance, knowing that your roof is damaged and having that damage repaired can help prevent other issues in the future, such as roof leaks. 

Having your roof inspected helps to catch any problems that winter weather may have caused, so you can file a home insurance claim to have your roof fixed or make the repairs to your roof out of pocket. Having the right insurance is vital in case you ever need to file a home insurance claim.

Give Us A Call

If you are looking to obtain a new home insurance policy in the greater Uniontown, OH region, please reach out to us at  Bonvenuto Financial Group LLC to get help finding the ideal home insurance policy for your needs. 

Will Your Auto Insurance Policy Cover You When Renting a Car?

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Here at Bonvenuto Financial Group LLC, providing auto insurance in the greater Uniontown, OH region, our customers often have questions about their auto insurance policy and rental cars. You, too, may wonder if your car insurance policy will cover a rental car or if they need to purchase rental car coverage from the rental car provider. We are happy to assist you with the answers.

Will Your Auto Insurance Policy Cover You When Renting a Car?

Each and every auto insurance provider is different, and as such, it is hard to give a blanket statement on whether your car insurance policy will cover you when renting a car. As a general rule of thumb, if you carry liability, collision and comprehensive auto insurance, also known as full coverage, your policy will most likely cover a rental car. If you only carry liability insurance, your insurance policy will not likely cover a rental car unless you have a specific rental car endorsement. 

How Do You Know If Your Auto Insurance Policy Will Cover You When Renting a Car? 

The best way to find out if your car insurance will cover you when renting a car is to call your insurance company and ask. They can read through your policy and help you determine if your policy covers you while in a rental or whether you should purchase rental coverage from the company you are renting a vehicle through. 

Give Us A Call

Your car insurance policy may or may not cover a rental, depending on your specific policy. If you are looking for a new auto insurance policy, perhaps one that covers rental cars, the team at Bonvenuto Financial Group LLC, serving the greater Uniontown, OH region, would love to help you find the right policy. Call us now to schedule an appointment with one of our insurance agents. 

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