How to Choose the Right Commercial Insurance Coverage for Your Business

You know you need commercial insurance for your business, but selecting the right coverage can quickly become confusing. At Bonvenuto Financial Group LLC in Uniontown, OH, we offer commercial insurance for businesses. 

Business Owner’s Policy

Most businesses will need a business owner’s policy. This can be customized to meet your needs, but it’s typically commercial property and general liability insurance. 

Commercial property insurance covers your business property. This could be a store, factory, or your office. The structure of your building and its contents, including business equipment, is covered. 

General liability insurance will protect you from most types of liability. If someone is injured on your property, this is covered under general liability. It also covers damage to customer’s property when they are at your business. 

Other Types of Liability Coverage 

You may need other types of liability coverage as well. Professional liability insurance will cover errors and omissions that you may make. For example, printing mistakes and accounting errors would be covered under this policy. 

If you make products, you may need product liability insurance. If a faulty product causes damage to a customer’s property or injures them, you’ll be covered under this policy. 

Commercial Auto Insurance

If you use a vehicle for your business, you’ll need commercial auto insurance. This includes transporting goods or equipment or passengers for a fee. 

If you use your vehicle for more than simply driving to work, you should consider a commercial auto policy. Your standard auto coverage won’t cover an accident that occurs during business operations, and a commercial auto policy also includes employees who may drive the vehicle. 

Commercial Insurance with Bonvenuto Financial Group LLC

If you live in Uniontown, OH, and need commercial insurance, contact Bonvenuto Financial Group LLC. We offer different types of commercial insurance to meet your and your business’s needs.