Single-vehicle accidents account for nearly half of traffic deaths nationwide, so it’s crucial to understand how insurance handles them in Ohio. For more information about auto insurance and single-vehicle accidents, contact the Bonvenuto Financial Group LLC team, serving Uniontown, OH. We will gladly answer your insurance questions and help obtain your best coverage.
Understanding Fault in Single-Vehicle Accidents
Ohio is an at-fault state with procedures for determining legal and financial responsibility for injuries and damages resulting from accidents. Ohio determines fault for both multi-vehicle and single-vehicle accidents since the driver in a single-vehicle accident is not automatically at fault.
Single-vehicle accidents can result in more than one individual or party being at fault; the driver may be found not to be at fault or only partially at fault. Other contributors or causes of single-vehicle accidents include:
- Ice, snow, fog, or other weather issues
- Potholes or road quality issues
- Obscured street signage
- Striking animals or objects on the road
- Another vehicle negligently entering your path
- Vehicle mechanical issues
After determining fault, Ohio, like most states, applies the comparative negligence standard, meaning each at-fault party is assigned a percentage of responsibility for the accident and damages. Damage payments are based on those percentages, though a driver determined to have 50% or more responsibility cannot collect damages.
If you have a single-vehicle accident, try to obtain a police report. Also, take a few moments to safely take pictures or video documenting factors you believe contributed to the accident. These may be helpful when determining fault.
Working with the Bonvenuto Financial Group LLC
If you live in or near Uniontown, OH, the Bonvenuto Financial Group LLC team can help you obtain the insurance you need. Stop by our office today or call (330) 699-9925 to schedule an appointment.
