Category: Auto Insurance

How to Enhance Your Insurance Coverage for Traffic Accidents

When involved in a traffic accident, it’s important to understand the coverage provided by your insurance policy fully. Thoroughly review your policy details and consider an upgrade if additional coverage would be beneficial.

Understanding Your Insurance Documents

Your insurance provider has issued legally binding documents that detail the process of filing an insurance claim. Liability insurance plans cater for medical bills, repairs, and other direct expenses related to a traffic accident. In case you’re deemed responsible for an accident, your liability coverage will handle the costs you’re accountable for.

Evaluating Coverage Limits

The documentation provided by your insurance company will state a coverage limit, which represents the maximum amount payable on your behalf for the incurred expenses. Should these expenses surpass your insurance coverage limit, you’ll need to meet the additional costs from your pocket.

Assessing the Need for More Coverage

Long-distance driving or using your vehicle for towing might necessitate higher insurance coverage. Analyze your needs to determine whether expanding your current policy would be beneficial. You can utilize an insurance calculator to compare diverse coverage types and insurance rates.

Reaching Out for Help

If you require assistance updating your insurance policy or filing a claim, don’t hesitate to contact our agents at Bonvenuto Financial Group LLC. Our team serving Uniontown, OH, is keen on guiding you through the process.

Here at Bonvenuto Financial Group LLC, providing auto insurance in the greater Uniontown, OH region, our customers often have questions about their auto insurance policy and rental cars. You, too, may wonder if your car insurance policy will cover a rental car or if they need to purchase rental car coverage from the rental car provider. We are happy to assist you with the answers.

Will Your Auto Insurance Policy Cover You When Renting a Car?

Each and every auto insurance provider is different, and as such, it is hard to give a blanket statement on whether your car insurance policy will cover you when renting a car. As a general rule of thumb, if you carry liability, collision and comprehensive auto insurance, also known as full coverage, your policy will most likely cover a rental car. If you only carry liability insurance, your insurance policy will not likely cover a rental car unless you have a specific rental car endorsement. 

How Do You Know If Your Auto Insurance Policy Will Cover You When Renting a Car? 

The best way to find out if your car insurance will cover you when renting a car is to call your insurance company and ask. They can read through your policy and help you determine if your policy covers you while in a rental or whether you should purchase rental coverage from the company you are renting a vehicle through. 

Give Us A Call

Your car insurance policy may or may not cover a rental, depending on your specific policy. If you are looking for a new auto insurance policy, perhaps one that covers rental cars, the team at Bonvenuto Financial Group LLC, serving the greater Uniontown, OH region, would love to help you find the right policy. Call us now to schedule an appointment with one of our insurance agents.