Owning a classic car is a dream come true for many muscle car and vintage vehicle enthusiasts in Ohio. Once you’ve acquired your classic car, one of the first steps to take is to secure adequate insurance to protect your car from collisions, theft, vandalism, natural disasters, and other covered perils.
Let the insurance experts at Bonvenuto Financial Group LLC in Uniontown, OH, explain the details of classic car insurance and help you protect your vintage vehicle.
Understanding Classic Car Insurance
Many new classic and vintage car owners in Uniontown, OH, mistakenly assume that a traditional auto insurance policy will protect their classic car from a variety of collision—and non-collision-related perils. However, the level of protection that most classic car owners seek is not found in traditional auto insurance.
Classic car insurance has special provisions that a traditional auto policy won’t cover. For example, vintage car owners with adequate coverage can get Agreed Value Coverage based on the actual value of their classic vehicle instead of writing a policy based solely on their vehicle’s age.
Not all vintage vehicles will automatically qualify for coverage under the classic provision. Speak to a trusted local insurance agent to learn more about how to have your vehicle designated as a classic car and find out if provisions like garage storage and annual mileage limits apply.
Please don’t wait until it’s too late to protect your vehicle from theft, vandalism, animal collisions, natural disasters, and other unexpected perils that can lead to a total loss or thousands in out-of-pocket expenses without adequate classic car insurance coverage.
Contact the experts at Bonvenuto Financial Group LLC in Uniontown, OH, and get a classic car insurance quote today!